Axomni
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One-time plan · $39.99 · No subscription required

Stop guessing which debt to pay first.

Enter your numbers once. Get back a clear, personalized plan — which debt to hit first, the month you could be debt-free, and exactly what to do in the next 30 days. Built from your real situation, not generic advice.

Get My Personalized Plan See how it works
One-time payment. 30 days of dashboard access included. 5 AI plan runs. $39.99
Personalized from your numbers Not a generic debt calculator or canned blog advice.
See your debt-free month fast Most people can finish the process in about 15 minutes.
No subscription required to buy Start with the one-time plan. Continue later only if you want ongoing dashboard access.

If you are paying every month and still feel unsure, this is for you.

Most people are not lazy. They are just missing a clear order of operations. They make payments, throw extra money at whatever feels urgent, and still do not know if they are actually making the smartest move.

What you unlock today

This is not another generic budgeting tool. It is a personalized payoff plan built from your numbers so you can stop second-guessing and start moving.

1

Your debt-free month

A realistic timeline based on your actual debts, rates, and payments - not generic internet advice.

2

Payoff order that makes sense

Know which debt to attack first and what to roll into next for clarity, momentum, and less second-guessing.

3

Your next 30 days

Clear next steps and included dashboard access so you can actually follow through instead of just reading a report once.

Why this works better than trying to DIY it

The goal is not to trap you in another finance app. The goal is to get you clear on the smartest path out, then give you a short runway to use the dashboard while that plan is still fresh.

What people usually do

  • Pay extra toward whatever balance feels urgent that day
  • Use generic payoff rules that ignore their real situation
  • Download another budgeting app and still feel stuck
  • Keep wondering, "Am I even doing this right?"

What Axomni gives you

  • A payoff plan built from your actual numbers
  • A projected month you could become debt-free
  • A clear order of operations instead of guesswork
  • 30 days of dashboard access — Ledger, Progress, Scenarios, Calendar, and AI
  • 5 total AI plan runs included
  • Permanent access to your saved plan and results even if you never subscribe

What people are saying

Real feedback from people who used Axomni to finally get clear on their debt.

"I had been throwing extra cash at my car loan for over a year because it felt like the biggest weight. Axomni showed me my highest-interest credit card was quietly costing me twice as much. I wish I had done this sooner."
— Marcus T., Ohio
"I'm not bad with money — I just never had a clear order of operations. Within 15 minutes I had a real debt-free date and a specific plan for the next 30 days. That alone was worth every penny."
— Jamie R., Texas

How it works

Three steps. No coaching calls. No spreadsheet wrestling. Just a plan you can act on immediately.

1

Enter your numbers

Add your income, expenses, and debts. Most people can do it in minutes.

2

Unlock your plan

Secure checkout. One-time payment. Your unlock includes the plan, 30 days of dashboard access, and 5 total AI plan runs.

3

Use the plan, not just read it

See your payoff order, your projected debt-free month, your next 30 days of action, and use the dashboard while your included access is active.

Everything you need to stop guessing, for $39.99.

$39.99 one-time

One-time payment. No subscription required to get your plan. You keep your saved results, get 30 days of dashboard access, and only pay again later if you decide you want ongoing access.

  • ✓Personalized payoff order based on your real numbers
  • ✓Projected debt-free month and timeline
  • ✓30-day action plan with clear priorities
  • ✓30 days of dashboard access with Ledger, Progress, Scenarios, Calendar, and AI
  • ✓5 total AI plan runs included during your access window
  • ✓Permanent access to your saved plan and results

Want ongoing access after 30 days? Optional monthly plans start at $12.99/mo.

Get My Personalized Plan See everything included
Your financial data is encrypted and never sold. No subscription is required to buy your initial plan. This tool provides educational guidance - not financial advice.
Secure checkout with Stripe

FAQ

Quick answers to the questions people ask before they buy.

Is this a subscription?

No. The $39.99 unlock is a one-time purchase. It includes your saved plan, 30 days of dashboard access, and 5 total AI plan runs. If you later want ongoing dashboard access, that becomes an optional monthly choice starting at $12.99/mo.

What happens after 30 days?

Your saved plan and results are still yours to keep. After 30 days, the ongoing dashboard workspace and fresh AI regenerations move behind the optional monthly membership. There is no pressure — the plan you walked away with is yours regardless.

Is my data safe?

Yes. Your financial data is stored securely and is never sold. Checkout is handled through Stripe.

How long does it take?

Most people finish in about 15 minutes. You enter your numbers, complete checkout, and your plan is generated right away.

Do I lose my plan if I never subscribe?

No. The one-time purchase still gives you your generated plan and saved results. The subscription is for people who want continued access to the dashboard tools and ongoing AI refreshes.

Does this work for student loans, car loans, and credit cards?

Yes. You can include any debt — credit cards, student loans, car loans, personal loans, medical debt, even your mortgage if you choose. The plan adapts to whatever you enter and tells you the smartest order to attack them.

What if my income varies month to month?

The intake form lets you describe your income stability and how you get paid. The AI plan accounts for variable income and builds in guardrails for months when things do not go as expected.

What is the monthly price if I want to continue after 30 days?

Optional ongoing access starts at $12.99 per month. There is no pressure — your saved plan and results are yours to keep regardless of whether you ever subscribe.

You've been making payments. The question is whether you're making the right ones.

In 15 minutes, you'll know exactly which debt to hit first, when you could be done, and what to do this week. Stop guessing. Get the plan.

Get My Personalized Plan See pricing